Cash Management
Easy, accurate financial control
First Cash Management provides the customized tools to maximize cash flow and improve profitability.
  • ACH Service - Paperless clearing of items, including full service payroll processing.
  • Lock Box Service - Accelerates handling and availability of customer payments.
  • Investment Sweep Account - Automatically collects and invests idle funds at end of day.
  • Line of Credit Sweep - Uses idle funds to automatically pay down line of credit loans.
  • Merchant Services - Provides complete credit card set-up and operation.
  • Zero Balance Accounts - Manages cash by concentrating one or more deposit accounts into single master account.
  • Wire Transfers - Electronically transfers funds fast, in a safe, secure environment.
  • Positive Pay - Reduces potential fraud by transmitting check issued information to the bank -- which provides list of exception checks for approval or rejection.
  • CD ROM - Provides digital images of cleared items.
  • Business Online Banking - Offers 24-hour internet account access, cash concentration, funds transfer between First accounts, check images and balance inquiries.
  • Automated Account Reconciliation - Balance business checking accounts in less time with improved accuracy.
  • Account Analysis - Displays dollar volume and number of transactions for the period, along with detailing of services for management and measurement of bank service costs.
  • First BizPac - A special banking package designed for you and your employees. Your employees will benefit from time-saving and money-saving specials offered by the First at no cost to you.
Please contact us for more information on our Cash Management Services.