¹ The Annual Percentage Yield assumes funds will remain on deposit for a full year at the advertised rate.
²Funds must remain on deposit until maturity to earn the advertised yield. Substantial interest penalty is required for early withdraw as follows: for maturities of 7 days to less than 30 days, the interest penalty is 7 days' interest; for maturities of 30 days to less than 90 days, the interest penalty is 30 days' interest; for maturities of 90 days to less than 1 year, the interest penalty is 90 days' interest; and for maturities from 1 year through 5 years, the interest penalty is 180 days' interest.
³At our discretion, we may change the interest rate and APY on this account at any time. Fees could reduce earnings for the applicable accounts.