Personal Checking and Savings Accounts See all our deposit rates
ATM fees Additional Benefits
(total relationship) No ♠ ♦ # $
No ♣ ♥ ♦ # $
No ♠
* over 25 debits* Yes $
          ♣ #
over 3 withdrawals Yes $

See below No $
  * Fee waived if average collected balance is above .
 ** Membership fee
Legend
♠: First order of checks free
♣: Free Checks
♥: Free Money Orders and Free Cashier's Checks
♦: No-Fee Traveler's Checks
#: See customer service rep for more benefits
$: Checks/Debits/Deposit images returned with statement
Annual Percentage Yields & Fees effective as of .
All accounts are subject to charges listed in our fee schedule.

Checking Accounts

First Choice

This account is a special package of financial products and services for those who have a financial relationship with FNB totaling or more. If the total relationship falls below , a fee of per month is charged. Benefits with this account include discount on new consumer loans, 1 year free safe deposit box rental, no-fee traveler's checks, and much more. See a customer service representative for more information. Visit any First location to open your account...or apply online if you are enrolled in Online Banking.
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First Classic

This account is for customers 50 years of age and older. It includes a variety of benefits like group events and tours, credit card protection, $100,000 common carrier accidental death insurance, and much more. See a customer service representative for more information. Visit any First location to open your account...or apply online if you are enrolled in Online Banking.
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First Free

This account is for customers who do not want a monthly service fee and want unlimited check writing. This is a basic budget type account with unlimited check writing. No check images are returned with the statement, so duplicate checks are required. Visit any First location to open your account...or apply online if you are enrolled in Online Banking.
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Interest Checking

This account is for customers who want to receive interest on their checking account. Visit any First location to open your account...or apply online if you are enrolled in Online Banking.
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Premium Pak

In addition to the great benefits offered with our checking accounts, you can add the Premium Pak to any checking account and enjoy even more services and features. You'll receive free checks, identity theft insurance, cash back on everyday purchases, savings on travel and more. For details, click here or contact a customer service representative for more information.

Savings Accounts

Regular Savings

Savings account customers earn a variable rate of interest compounded quarterly. Visit any First location to open your account...or apply online if you are enrolled in Online Banking.
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Ultra Money Market Account

Like a money market mutual fund, the Ultra Money Market account earns a competitive rate of return. But unlike a mutual fund, there are no up-front fees to pay and your money isn't locked away out of reach. The Ultra Money Market has a limitation of six pre-authorized or telephone transfers, but only three may be withdrawals by check to third parties. However, you may make unlimited transactions or withdrawals in person, or by mail, messenger or automated teller machine. Get yours started today! Visit any First location to open your account...or apply online if you are enrolled in Online Banking.

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